So many plans don’t let you choose your own dentist, and many have long waiting periods before you get coverage. The good news? We’ve fixed all that:

• See any dentist you want. You're not required to stay inside the network.
• No waiting periods during open enrollment.
• Access providers nationwide. There are 400,000 providers to serve your needs, whether you're at home or traveling the U.S.
• Routine Cleanings and Oral Exams. Covered twice per calendar year after the deductible.
• Low deductible: just $75 per calendar year per person, which can be applied toward fillings, crowns, x-rays, anesthesia, oral surgery, perio-cleanings, root canals, dentures, and other procedures as shown below.
• High calendar-year maximum. Yours is $1,500 for the Platinum plan and $1,250 for the Gold plan. With Dental Rewards® you can carry over a portion of your unused maximum to the next benefit period, up to a maximum of $2,500.
• Save 20 - 40% if you pick a dentist in the Ameritas Dental Network. Find one at findproviders.net or call Ameritas at 888-239-3336.
• Guaranteed rates, all the way through December 2020.

ENROLL ONLINE REQUEST INFO
OR CALL 877-810-6334 Mon‑Fri 8am‑5pm CT

Without a vision plan, the average exam and glasses cost more than $450. This comprehensive plan from Vision Service Plan (VSP) can save you hundreds of dollars, not to mention the health of your eyes. Benefits include:

• One-stop convenience. Our network of doctors provides eye exams and eyewear to take care of all your vision needs.
• Low monthly rates: $11.94/month for you and $20.95/month for you and a spouse or dependent.
• Big savings on frames: $150 allowance for a wide selection of frames and $170 for featured frame brands, with 20% savings on the amount over your allowance.
• Nationwide access to thousands of experienced optometrists and ophthalmologists in rural and metropolitan areas throughout the U.S. Find a VSP doctor at inrta.vspforme.com or call 888-454-9333.
• Easy copays: Just $15 for an exam every 12 months with a $25 copay for prescription eyeglasses, and a $25 copay for frames covered up to your allowance once every 24 months.
• Contacts are covered. A contacts exam is covered once every 12 months instead of eyeglasses. Apply the $150 allowance to the cost of your contacts and the lens exam.
• Extra discounts and savings. Save 20% on additional glasses and sunglasses!

ENROLL ONLINE REQUEST INFO
OR CALL 877-810-6334 Mon‑Fri 8am‑5pm CT

Long Term Care Insurance: Many people need custodial care at some point in life - at home, assisted living, or nursing home.  Unfortunately, many people wait to plan for this until it's too late, causing financial difficulties. Here's your chance to not be one of those people.

Home Healthcare Insurance: This can cover a wide range of health care services given in your home. This is usually more convenient, less expensive, and just as effective as care in a hospital or skilled nursing facility. However, sometimes standard health insurance doesn't cover this!

Medical Transportation Services: When an emergency arises, chances are you'll need medical transportation. This policy can cover the cost of air and ambulance transport, 24/7/365, while at home or traveling anywhere in the world, protecting you from financial loss.

Cancer, Heart and Stroke Insurance: Even if you have medical coverage, chances are it won't cover all your expenses in a crisis like cancer diagnosis. The deductibles, co-pays, travel, and other costs can pile up. This policy can pay a lump sum upon diagnosis of internal cancer or malignant melanoma.  

LEARN MORE REQUEST INFO
OR CALL 877-810-6334 Mon‑Fri 8am‑5pm CT

American Hearing Benefits (AHB): Benefits in this program include exclusive discounts, free annual hearing consultations, a free supply of batteries, a 60-day trial period, and a free warranty (including loss and damage).  

Medicare Supplement Insurance: Because you need additional protection from unexpected medical expenses not covered by Original Medicare. Medicare Supplement or "Medigap" insurance plans fill in gaps in coverage from Original Medicare, Part A and Part B. A Medicare Supplement plan from AMBA, the exclusive provider of OREA, helps pay some hospital and medical costs that Original Medicare doesn't cover, such as copayments, coinsurance, and deductibles.

Final Expense Whole Life Guaranteed Acceptance Life Insurance: Life insurance is an important financial planning tool to ensure completion of your financial goals after you pass away. Life insurance is often purchased to: cover the costs of funeral (often $10,000 or more), pay estate taxes, settle debts or financial obligations, leave a gift for heirs or charity.