online scams Image

Stay Safe From Online Scams This Holiday Season

November 1, 2023

With Black Friday coming up, many of us will be shopping sales online.

Unfortunately, retailers aren’t the only ones hoping to cash in on the influx of online shoppers. Online scams are constantly attempting to collect your personal and financial information or steal your money.

As you spread holiday cheer, here’s how to avoid spreading your sensitive financial information to fraudsters. Protect yourself this holiday gift-giving season with these tips to ensure you shop online safely and securely.

  1. Locate The Lock

A secure internet connection when making a purchase is mandatory. Reputable websites use technologies such as SSL (Secure Socket Layer) that encrypt data during transmission to stay safe from online scams. You can confirm a secure connection if you see at the front of your address bar a little lock icon on your browser (and usually “https”).

  1. Secure Payment Is Safer Payment

Shop only on sites that accept secure payment methods, such as credit card numbers and PayPal, which are electronically linked to your credit card or bank account. Never shop on a website that only accepts payment via check, cash, mail order, or requests you buy and pay with a gift card. Reputable merchants will usually have some sort of security seal of approval, such as DigiCert, Better Business Bureau, or VeriSign.

  1. Keep Online Scams Down by Keeping Your Software Up to Date

Whatever device you shop on – whether it’s your smartphone, laptop, desktop, or tablet - always keep the operating system up to date. Also, use good anti-malware (“malicious software”) that includes anti-virus and a firewall.

  1. Keep Criminals Away By Doing Your Homework

On auction sites like eBay and Facebook Marketplace, check the seller’s reputation and read comments before buying a product to see what the experience was like for past customers.

  1. Use Good Passwords

A good password is at least eight characters long and includes letters, numbers, and symbols. Or use a passphrase, which is a long string of words together, and include a number and symbol, too. For example, the sentence “My dog Emma has a birthday April 16!” could be used to create a passphrase like “MdEhabA16!

  1. Smart Shoppers Are Safe Shoppers

Also, don’t forget the No. 1 tip about shopping: if it seems too good to be true, it is probably an online scam. You won’t find an iPhone 15 Pro for $300.

The holidays are meant to be enjoyed. These simple safety measures allow you to enjoy peace of mind as you shop online and gift the people who matter most to you! Want to shop safely and get fantastic deals and savings on all the best shopping and gifts for the holidays? Remember to use AMBA Discounts! Membership is absolutely FREE and you’re already enrolled as a member of your association!

Explore More Discounts > 

Share:
RECENT POSTS
Smart Holiday Season Safety Tips for Travelers
Smart Holiday Season Safety Tips for Travelers

Whether to get together with loved ones or to get away from it all, people love to travel during the holiday season. In fact,


Read More

Play the Long Game: 5 Important Reasons to Purchase Long-Term Care Insurance
Play the Long Game: 5 Important Reasons to Purchase Long-Term Care Insurance

When it comes to your health, it’s essential to plan for the unexpected. While this is important at any age, it's


Read More

“Ho, Ho, WHOAAA!!!” Tips to Avoid Having Bad Breath This Holiday Season
“Ho, Ho, WHOAAA!!!” Tips to Avoid Having Bad Breath This Holiday Season

The best tradition of the holiday season is getting together and spending quality time with friends and loved ones.


Read More

A Healthier Holiday Dinner: AMBA’s Roasted Chicken with Caramelized Winter Squash
A Healthier Holiday Dinner: AMBA’s Roasted Chicken with Caramelized Winter Squash

As winter approaches, so do our cravings for heartier meals. This month’s AMBA recipe, Roasted Chicken with Caramelized


Read More

©2024 Indiana Retired Teachers Association. All Right Reserved.